Attention homeowners in Granite Falls and Caldwell County: Get an Appraisal today!

The top 7 reasons NC homeowners use Perry Appraisals:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a NC property tax assessment
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a NC divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate in NC

Do you own a house in or near Granite Falls? Do you need help deciding the price of your real estate?
Contact Perry Appraisals.

At Perry Appraisals, we understand the unique needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you get rid of unwanted PMI insurance.

Challenging Caldwell county's assessment of your property

If you live in an area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Perry Appraisals is your #1 weapon.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Perry Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? Perry Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.